Get a Free Quote
“Quick, simple, and secure — get your quote in minutes.”
Customize
coverage as per your property and needs.
Extend
protection to your family and valuable belongings
Secure
your home from fire, theft, and natural calamities.
Home Insurance in India
The increasing dangers of theft, fire, and global disaster to homeowners have contributed to the rise in home insurance demand in India. The purpose of home insurance is to protect against any unforeseen loss or damage to the structure of your home and its contents. That is why Finserv Insurance offers customer-focused home insurance policies to help provide you with protection beyond “just insurance” for natural disasters or fire or theft or accidental damage. With this protection, you can feel good knowing that we will settle your claim quickly, transparently, and reliably, and be there to deal with emergencies with you 24/7. Selecting the right home insurance is an important step to protecting your property and assets, and to protecting your peace of mind. In addition, home insurance provides peace of mind not only for an unexpected event, but also raises awareness of the need to be prepared, and enables you to be intentionally safer for the long term.
Why Do You Need Home Insurance?
In an age when safety and security are no less critical than comfort, we face ever-growing urban risks – whether fire, theft, or natural disasters – that make protecting your home and possessions paramount. Finserv Insurance home insurance protects you from any financial loss due to these unforeseen circumstances. You should feel safe living at home, because you can count on your home, family, and possessions being insured. Our comprehensive plans are fully customizable to your preferences, and offer the utmost protection and peace of mind.
Home Insurance for All
Home Insurance Plan for Tenants
Insurance is often overlooked by tenants as they may feel that they will be covered for damages by their landlord. This assumption is not true. Finserv Insurance’s home insurance for tenants covers damage to your property such as electronics, furniture and valuables against accidental damage, fire, and theft. You can rest easy knowing you are insured and your property is protected.
Home Insurance Plan for Homeowners
Whether you live in your own house or apartment, your home deserves complete protection. The Finserv homeowners insurance plan covers your building structure and its contents against fire, burglary, natural disasters, and other unforeseen perils. Enjoy affordable premiums, transparent coverage, and quick claims that bring peace of mind.
Home Insurance Plan for Landlords
If you rent your property, keep your investment protected with Finserv’s home insurance for landlords. The plan provides coverage for damage to the structure, loss due to fire or tenant neglect, and unexpected events that could reduce the value of the property. Protect your building and income with the dependable protection of Finserv.
Our Insurance Partners
Understand Coverage Offered by Our Home Insurance
Fire and Smoke Damage
Provides coverage for loss or damage arising from fire, smoke, or explosion that impacts the condition of your home or contents of your home.
Theft and Burglary
Provides coverage for loss due to theft of valuable possessions, electronics, and cash, as well as coverage for attempted theft or burglary.
Natural Disasters
Provides coverage for loss arising from natural disasters, including floods, earthquakes, cyclones, lightning, as well as other natural disaster events.
Accidental Damage
Provides financial protection against unintentional physical loss of damage to the property.
Electrical or Mechanical Breakdown
Provides coverage for loss resulting from damage to electrical equipment, wiring or appliances from a short circuit.
Third Party Liability
Provides coverage of legal and compensation costs arising from a liability if someone was personally injured or their property was damaged on your premises.
Alternative Accommodation
Provides reimbursement of temporary accommodation expenses only if your home is uninhabitable as a result of an insured event.
Loss of Valuables
Provides coverage for loss of or damage to personal belongings that are kept on the insured premises, including jewelry and important documents.
Content and Furniture Damage
Provides coverage for loss or damage to your furniture, electronics, and personal belongings as a result of an insured event (excluding specified exclusions such as theft, water leak, etc).
Tenant or Landlord Liability
Provides coverage for financial liability of tenants or landlords in the event of unintentional damage to the property, negligence, or disputes regarding rental premises.
Reasons to Choose Finserv Home Protection Insurance
Our home insurance plan is designed with the most affordable premium, keeping in mind a wide range of home-related risks.
Flexibility to choose your plan
Keeps you stress-free
Coverage extends to your property and valuables.
Protection against multiple perils
The Role of Home Protection Insurance in Property Safety
Home insurance acts as a financial safety net. It helps homeowners recover from unexpected incidents such as fires, theft, or natural disasters, but it does not replace responsible safety practices. Such a policy mitigates the financial losses that can occur when your home or belongings are damaged or lost.
Before issuing policies, insurers evaluate the property’s condition and safety measures, encouraging homeowners to adopt better precautions. During a crisis, Finserv Home Insurance provides expert guidance, handles claim settlements, and supports financial recovery.
Home insurance, in conjunction with preventive measures like fire alarms, security systems, and proper upkeep, provides a total protection strategy. Prevention decreases risk exposure, and insurance pays for the damage afterwards, for your financially resilient coverage and peace of mind regarding the risks you cannot predict regarding your home.
Testimonials
Frequently Asked Questions on Home Insurance
The insurance of the house covers not only the house fire but also the theft, fire, and other disasters that are included in the policy.
Generally, the theft protection that comes with your home insurance is for items that are inside your house. If you have valuables in your yard or garage, then you should check if those belongings are covered or if you need to get extra insurance. This is part of our home insurance theft coverage and homeowners insurance theft.
Your insurer should be the first person you report to after providing all the necessary documentation and being cooperative when the damage is being evaluated.
Usually, the part of the policy that covers fire caused by accidents will not cover cases where the fire was intentional or caused by gross negligence.
Yes, most comprehensive plans cover floods, earthquakes, storms, and lightning. Some events may require optional riders or additional coverage.
